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Rebuild Cost Assessments
RICS-compliant rebuild valuations to ensure your property is correctly insured across London and the UK.
About Us
Why are RCA's Important?
About Us
At RCA Ltd, we specialise in rebuild cost assessments, helping property owners accurately calculate the cost of rebuilding their residential or commercial property.
Our RICS-compliant rebuild cost assessments follow the latest professional standards, providing reliable rebuild cost valuations for insurance purposes across the UK.
It's all we do.
Services
Why are RCA's Important?
About Us
1) Desktop Rebuild Cost Assessment
A quick and affordable way to estimate your property’s rebuild cost using available digital property data and existing information. Ideal when accurate property details are already available and a full site inspection is not required.
2) On-Site Rebuild Cost Assessment
For properties where existing informa
1) Desktop Rebuild Cost Assessment
A quick and affordable way to estimate your property’s rebuild cost using available digital property data and existing information. Ideal when accurate property details are already available and a full site inspection is not required.
2) On-Site Rebuild Cost Assessment
For properties where existing information is limited, outdated or unavailable, our on-site rebuild cost assessment provides a more detailed and accurate calculation of rebuilding costs. We combine a desktop assessment with a physical inspection of the property to assess its construction, materials and condition.
Why are RCA's Important?
Why are RCA's Important?
Why are RCA's Important?
Your insurance is only as effective as the rebuild cost it is based on. An accurate Rebuild Cost Assessment (RCA) helps ensure you have the right level of cover when you need to make a claim.
Avoid overinsurance and underinsurance
If your property is overinsured, you could be paying unnecessarily high insurance premiums for cover you don't
Your insurance is only as effective as the rebuild cost it is based on. An accurate Rebuild Cost Assessment (RCA) helps ensure you have the right level of cover when you need to make a claim.
Avoid overinsurance and underinsurance
If your property is overinsured, you could be paying unnecessarily high insurance premiums for cover you don't need.
If your property is underinsured, your insurer may not cover the full cost of rebuilding your property following a claim, potentially leaving you responsible for a significant shortfall.
Rebuild Costs Are Rising
Construction and rebuilding costs continue to change. Between 2025 and 2026, rebuild costs have increased by approximately 3–5%, making regular reviews of your property's reinstatement cost increasingly important.
RICS has also highlighted the significant scale of underinsurance across UK property, with estimates suggesting that up to 80% of buildings may be underinsured.
An accurate RICS-compliant rebuild cost assessment provides a reliable rebuild cost valuation, helping you maintain appropriate insurance cover and reduce the risk of an unexpected financial shortfall.